跳过排队。
在 主流银行 开设账户——按天计算，而不是按月等待。

Yes — and this is actually where we have the largest edge over generalist introducers. Around 35 of our 250+ active lanes specialize in high-risk verticals: crypto exchanges, online gaming, payment processors, forex/CFD brokers, and high-volume e-commerce.

On CRS, FATCA, and AEOI: every Lane Card™ includes pre-formatted disclosures across all three frameworks — FATCA W-8BEN-E, CRS Self-Certification, and AEOI Schedule submissions. We map your beneficial ownership chain across every relevant jurisdiction and structure the disclosure exactly the way each bank's compliance committee expects to see it.

What we don't do: structure entities to obscure ownership, advise on tax minimization, or help circumvent legitimate reporting. Our edge is making the lawful disclosure airtight — not making it less.

If your Priority Lane engagement (€7,900) results in zero opened accounts within 60 days of submission, we refund 100% of the engagement fee.

Included in the refund:

• Lane Card™ build
• Up to 5 parallel bank submissions
• Case management & coordination
• KYC processing & appeals

Charged separately (not refunded):

• Government filing, notarization, apostille fees
• Bank minimum deposit funding requirements
• Third-party document procurement (e.g., certified translations)
• Your own travel expenses

Refund is processed within 14 business days of the final rejection notice. Historical refund rate: ~4% — typically triggered when a client changes business scope or shareholder structure mid-process, invalidating the original Lane Card.

It depends on which Lane you choose:

• Standard Lane / Multi-Lane: you pick the bank(s). We prepare the case and submit on your behalf.
• Priority Lane: we recommend banks based on your business model, target markets, and ownership structure. Historically 30%+ higher approval rate than client-picked options.

Honest take: most founders instinctively gravitate to the famous names (HSBC, DBS, Citi). These banks have some of the lowest SME acceptance rates in the industry — they're optimized for established enterprises, not growing businesses. We'll tell you when a Tier-2 commercial bank or a specialist private institution would actually fit better, but the final choice is always yours.

Median: 18 days from KYC submission to first funded account.

Phase breakdown:

• Day 0–2 · Match: eligibility analysis + bank pairing
• Day 3–7 · Build: Lane Card™ preparation
• Day 8 · Launch: direct submission to named relationship managers
• Day 9–18 · Land: KYC review, interview, account activation

Variables that extend the timeline:

• High-risk verticals: +3–7 days
• Swiss private banking: +5–10 days
• Interview required: +3–5 days
• Multi-jurisdictional holding structures: +10–20 days

Fast cases (simple trading company, HK or SG account): 10–14 days. Complex cases (multi-jurisdictional with private banking layer): 30–45 days.

Three structural differences:

• Lane Card™ methodology. A structured banker-grade dossier that pre-answers each KYC committee's standard questions. Most introducers hand you a checklist and forward an email — we engineer the file the bank is actually evaluating.
• Direct-to-RM routing. Our applications land on named relationship managers. Standard introducers route through banks' public application queues — which are 6–10 weeks deep at most major institutions.
• Parallel submission. Multi-Lane runs 5 家银行 simultaneously. Most introducers operate sequentially: try one bank, wait 4 weeks, fail, try the next. Our parallel model is 3–5× faster.

Reference data: typical introducer averages 60–90 days end-to-end with 60–70% approval. Banklane: 18 days median, 96% approval rate.

About 90% of our cases require zero in-person meetings.

We support remote KYC across all 250+ banking lanes — video interview, document verification, e-signature, biometric ID checks. Most banks have shifted to remote-first onboarding since 2023.

Cases that may require in-person:

• Swiss private banking on accounts exceeding €1M
• 阿联酋 mainland commercial banks for high-ticket corporate accounts
• Some traditional US commercial banks (state-specific compliance)
• Certain 沙特阿拉伯 and Kuwait banks for regulated industries

If your case requires in-person presence, we flag it during the Match phase (Day 0–2) — never after submission. We also have travel-light alternatives in nearly every jurisdiction if you absolutely can't fly.